Passing on your wealth

With careful planning and preparation, every generation of your family can benefit from your lifetime of hard work. Find out what our experienced advisers can do for you.

A comfortable future for your loved ones

There’s no better legacy to leave than wealth that passes down generations of your family for decades to come. Choose us, and we’ll help you achieve it.

Our clients tell us they value our straightforward, transparent approach that gives them confidence in their decisions. If you’d like the peace of mind that comes with knowing your loved ones will be properly taken care of, our advisers are waiting to hear from you.

How we help

Identifying and implementing Inheritance Tax efficiencies to build intergenerational wealth

Access to third-party wills support to get your affairs in order

Assessing alternative options to free up wealth, such as downsizing

Analysing your drawdown options to give you the greatest flexibility

Cashflow planning to demonstrate the financial effect of different events and decisions

A review of your existing savings or investments to identify opportunities

Our process

Getting you and your family into the best possible financial position is a lifelong journey, and it starts with five simple steps and our expert support.

Read further


Initial meeting

In this crucial first step, you’ll share your financial aspirations and concerns with your designated adviser.



Armed with insights from your initial meeting, our team will delve deeper into your current position and start weighing up the best options for your needs.


Recommendation report

Having completed our in-depth research, we’ll invite you to a meeting where you’ll see our expert recommendations in full.



If you’re happy with the recommendations you’ve seen, we’ll put them into place on your behalf.


Ongoing reviews

Our commitment to you goes far beyond the initial actions we take. You’ll be invited to regular, scheduled reviews to discuss the ongoing performance of your financial plan.

Working with Cheltenham IFA gives me reassurance knowing someone’s got my back

Stafford Evans

Ben is open, honest, and makes my investments easy to understand.

Kim Burbridge

I feel confident in my financial future with Cheltenham IFA

Graham Satterley

I know it can get a little bit confusing when there's a lot of financial information, but I never felt that with Maddi. I totally understood what she was explaining to us and we knew what was going on. They were so clear and helpful that, in the end, it was an easy process.

Mick & Alison Hart

I feel very reassured. I have great peace of mind when thinking of my financial future because I feel I'm in very good hands. They've taken into account what stage I'm at in my life, what I want from the future, particularly with regards to legacy to my children and other members of my family, and my own comfort and financial security going forward.

Katherine Judge Client since 2014

What our clients say

In our most recent client survey...


of clients are satisfied with our understanding of their needs, goals, and objectives


of clients believe working with us has helped or will help them to achieve their financial goals


of clients said they would recommend us to family, friends, or work associates

Book an appointment