Having worked with a wide range of clients across many areas of financial planning we passionately believe in the benefits of independent advice that is not restricted. We feel that only by being independent can we deliver an impartial, comprehensive and fair analysis of the market for you.
Our service focuses on the changing financial needs of our clients throughout the various stages of their lives. Our wealth management proposition recognises that family, health and wealth lie at the heart of what’s really important in life.
Construction and management of Investment Portfolios for Income or Growth or a combination.
Retirement planning, whether you are building your funds for retirement, or have reached pension age and require advice on your options.
Expert planning to reduce your Inheritance Tax liability and to protect your estate.
Protecting your family and lifestyle using the best life & income insurance products from the market place.
Advice in planning for, or coping with, the financial impact of you or your family member needing Long Term Care.
Business protection. Help founders and owners of businesses arrange the legal framework to ensure their business is protected against losses in the event of the death of a key person or shareholder.
Independent Mortgage advice through our sister company: www.cheltenhammortgageadvice.co.uk.
Advice on Wills & Estate Planning through our sister company Cheltenham Wills: www.cheltenhamwills.co.uk.
We want your experience of dealing with us to be memorable for the right reasons. We aim to be approachable at all times, as we fully understand the importance of taking those initial steps of seeking financial advice. By gathering information from you we will find out about any plans you already have in place and understand your hopes and aspirations for the future. This initial assessment of your requirements and current financial position is undertaken at our expense in order to ascertain whether our services may be beneficial to you.
We will then explore and research various scenarios to make the best use of your existing plans. We will then recommend how you can build on these to give yourself the best chance of achieving your goals.
Like most clients, you will probably prefer us to do the necessary work to put your plan(s) into action. This will save you a lot of time and effort and ensure that your plans are set up correctly.
Nothing stands still, so it makes sense to check the progress and ongoing suitability of your plans on a regular basis. This ensures your plans stay on track to achieve your goals. We suggest such reviews are undertaken on an annual basis. We firmly believe in creating long term client relationships.
It is important that you understand how you will pay for our services. We will not commence chargeable work for you until we have agreed with you how we will be paid. We will provide a clear explanation of our total fee, the advice or service to which it relates, how we have calculated it and when and how you will need to pay.
Our experienced Financial Planning Team always looks to achieve positive and dependable client outcomes. We offer fair prices, jargon-free information and secure operating systems. We ensure sufficient time is taken to explain carefully every recommendation and we only take action once you’re completely happy.
We want clients to be comfortable and relaxed working with us, and be confident they’ve made a good choice. We are looking to gain a new client for the long term and to achieve this we are prepared to invest our time.