Copyright 2009 Cheltenham Independent Financial Advisers Limited
| HOME - CIFA | About our unique proposition in Investment Management operating a "one stop shop" concept linking all categories of financial planning with long term Client relationships. Also pen portraits of our people. | |
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Make a general enquiry or request specific advice. Either way we'll get back to you at a time you choose. | |
| Key Benefits of our Wrap Portfolio Service where our goal is not to beat the market, but to achieve a healthy long-term rate of return and withstand the day-to-day and year-to-year fluctuations in the market. Links to sector annual performance tables and charts. | ||
| Advice covering the ever changing world of Personal, Stakeholder and Group Pensions in which we specialise. Explains our free appraisals, tailored quotations and ‘Lifetime’ support with regular reviews. Links provided to Guides on saving for retirement, annuities, advice for the Self-employed, State pensions, The 2008 Pension Act changes and more. | ||
| IHT explained and what you can do about it! | ||
| Options to pay for your care...during what could be a very long retirement! | ||
| Details of our specialist advice for Companies including placing of Cash Balances at best rates, Group Pension Schemes, Income Protection, PHI and 'key executive' Retirement Plans. We offer no obligation reviews without charge. | ||
| Our quick and simple Will Writing service explained | ||
| Explains our objective of providing clients with the best value mortgage, which suits their needs and aspirations today and in the future. We encourage regular reviews and have access to the latest mortgage deals including many exclusive offers. | ||
| Advice on how premium rates have dropped and how wise to carefully review cover and cost. Links to expert advice PDF Guides on what you need to know about Life Insurance - these include a beginners guide, Term and Whole Life Assurance, PHI and Critical Illness cover. Also explains the need for Private Medical Insurance (PMI) and the benefits of our tailored Independent advice on schemes for individuals, families and companies. Information to suit all budgets within Basic, Standard and Comprehensive options - with details of common exclusions. We specialise in reviewing and improving existing policies to get better appropriate cover for less. | ||
| Favourite Questions and Answers which we often get asked. | ||
| Here you will find our quarterly 'Grapevine' Newsletter and information Guides downloadable in PDF format. The Newsletters provide topical and current advice on all aspects of financial planning, and our Guides provide general information on topics like Protecting your Business and Capital Gains Tax. | ||
| Genuine recent Testimonials from clients. We are successful with many long term relationships and strive to provide an all embracing financial management service. | ||
| Cheltenham IFA contact details, map and directions. | ||
| Details of our recommended local professionals and other links. | ||
| Site index with live links to all pages. | ||
