Gloucestershire IFA: Independent financial services brokers based in Cheltenham offer lifetime financial planning and wealth management

About Cheltenham Independent Financial Advisers Limited

Based in Cheltenham Gloucestershire we offer a straightforward impartial ‘best advice’ one stop service that focuses on the changing financial needs of our clients throughout all stages of their lives.

Our advice and recommendations are always totally impartial and based on long time frames. We provide outstanding wealth management care and recognise that family, health and wealth lie at the heart of what's really important in life. We work closely with clients, local accountants, solicitors and charities to develop our long term relationships.

We think of ourselves as a financial coach, keeping our clients financially fit and healthy as they don’t need to have separate advisers for their will, pension, investments, mortgage or debt problems which we believe are all firmly linked. Our expanding in-house team of experienced, professional IFA’s can provide advice on all areas of financial planning, from Wealth Management and Estate Planning to Investments, Insurance, Mortgages and Debt consolidation. We are also very active in the Corporate Market offering Independent Advice to Companies of all sizes in the areas of Pensions and Insurance.

Expert advice – totally impartial
We promise:

Our experienced advice is truly impartial
A clear transparent charging structure
We are not tied or influenced by commission payments from any product provider
To create financial strategies ensuring our clients reach their goals and aspirations in life from retiring and going on that once in a lifetime holiday to protecting their family through the ups and downs in life, to leaving their mark on the world by bequeathing some money to charity!
Our approach to all aspects of financial advice is built on long term time-frames. For example our investment strategies are built on diversified portfolios with long term fundamentals
To work closely with clients, local accountants, solicitors and charities to develop our long term relationships

Investment Management
Our unique proposition in investment management sets us apart from traditional IFA’s, Private Banks and Stockbrokers:

We believe that most of the time there is no need for expensive management strategies and that the best investment results come from sensible diversification and risk management, at a reasonable cost
Our approach to investment is built on long term fundamentals, not flavour of the month fund picks or fashion fads
We build diversified portfolios, tailored to match clients appetite for risk and reward, whilst minimising costs
We firmly believe in creating a long term relationship and we back this up by ensuring that our fee income is dependent on meeting this objective

Menu of Services

Clients can choose from our clear menu of services the mix and match services they want

We offer fair prices, jargon-free information, experienced qualified advisors, and secure systems

The time is taken to explain carefully every recommendation and we only take action once you’re completely happy

Our clients can relax knowing that no hasty decisions have been made and that they have had a say in the final solution

Help with paperwork and administration
Advice is one only part of the wealth planning process, administration is another. We will always help with the often complex paperwork of both new and any existing transactions and ensure admin issues are addressed. We can also professionally manage a clients existing products, plans and schemes acting as administration agent. This includes obtaining regular information about plan(s), including tracking valuations, statements for tax relief, changes of address and up-to-date unit statements.

Initial assessment for new clients
We want clients to be comfortable and relaxed working with us, and be confident they’ve made a good choice. From our standpoint we are looking to gain a new client for the long term and to achieve this we are prepared to invest our time. If you are a new client then this important process is:

To conduct a free wide-ranging initial assessment of your requirements and current financial position

Complete a picture of your future financial goals for yourself and family

Provide you with the opportunity to ask any questions

This initial assessment and written report is without obligation and will hopefully justify your act of faith in our service

We produce a comprehensive ‘solution’ report which sums up your options

The report will cover your present financial arrangements with any shortfalls and the highlight options, plans, long and short term goals and needs.

Together, we can then map out a way forward and make sure you're fully happy

We will quote you any fees and charges relating to the transaction and only proceed to implement our recommendations as agreed between us

We are also very active in the Corporate Market offering Independent Advice to Companies of all sizes in the areas of Pensions and Insurance. Why not try us! Contact us today for a friendly, informal chat with our expert advisors.

Our People
Our people are important to us, making certain we provide clients with the best possible professional financial advice. We have specialists covering Investments, Insurance and Mortgages as well as Inheritance Tax and Private Medical Insurance.

Mark Stanley Director Tel. 01242 269656
Mark is now in his sixteenth year of providing financial advice. Mark has experience working with some of the major high street banks which includes two of the leading Private Banking Organisations. Mark has been an IFA for over eight years and has considerable experience in the Investment and IHT arena. Mark also spent two years advising UK expatriates in Cyprus and therefore has valuable Offshore knowledge. Mark has higher level qualifications in Investments, Tax and Long Term Care Planning and is close to obtaining Diploma status with the CII. Mark lives in Cheltenham and recently married Christell, who is South African, so he gets a lot of grief over sport at present!

Christian Heeley Director Tel. 01242 269656
Christian has been in financial services for twelve years operating in the Bancassurance, Stock broking, Private Banking and IFA environment over this time. Christian has higher level qualifications in the Investment, Pension, and Long Term Care planning areas, and is qualified to give Mortgage advice. Christian lives near Tewkesbury and is married to Ellie with two daughters aged six and four. Christian has been a season ticket holder at Gloucester Rugby Club for Seven years and plays five-a-side football regularly.

Christell Stanley Business Development Manager Tel. 01242 269656
Christell is our PMI specialist. She has worked in the medical and pharmceutical industry for 8 years before joining our company. She is highly specialised in this field and acts as independent broker. Christell left her home country South Africa in 2006 to continue working in the pharmaceutical industry in the UK. Work placed her in Cheltenham and that is where she met the love of her life Mark. Christell loves dogs, cooking tasty and different meals and peanut M&M’s.